Financial Disclaimer

1. Nature of Information

CurrencyFX Online provides currency exchange rate information, conversion tools, and related financial data. This information is:

• For informational and educational purposes only
• Not intended as financial, investment, or trading advice
• Not a recommendation to buy, sell, or hold any currency
• Subject to change without notice
• Aggregated from multiple sources and may contain delays

2. Accuracy and Completeness

While we strive to provide accurate and up-to-date information, we cannot guarantee:

• The accuracy of exchange rates displayed
• Real-time accuracy due to market volatility
• Completeness of all available currency pairs
• Continuous availability of data feeds
• Error-free calculations or conversions

Important: Exchange rates fluctuate continuously and actual transaction rates may differ significantly from displayed rates.

3. No Financial Advice

CurrencyFX Online does not provide:

• Investment advice or recommendations
• Financial planning services
• Trading signals or strategies
• Tax or legal advice
• Personalized financial guidance

Always consult with qualified financial advisors, tax professionals, or legal experts before making financial decisions.

4. Market Risks

Currency exchange involves significant risks including:

• Market volatility and sudden price changes
• Political and economic events affecting rates
• Liquidity risks in certain currency pairs
• Central bank interventions
• Regulatory changes
• Technology and system failures

Past performance does not guarantee future results. Currency values can go up or down significantly.

5. Third-Party Data Sources

Our exchange rate data is sourced from various third-party providers. We:

• Do not control the accuracy of third-party data
• Are not responsible for data provider errors
• Cannot guarantee continuous data availability
• May experience delays in data transmission
• Disclaim liability for third-party service interruptions

6. Limitation of Liability

CurrencyFX Online and its affiliates shall not be liable for:

• Any financial losses resulting from use of our services
• Decisions made based on information provided
• Inaccurate or delayed exchange rate data
• Technical failures or service interruptions
• Third-party actions or omissions
• Indirect, consequential, or punitive damages

Users assume full responsibility for their financial decisions and transactions.

7. Professional Consultation

Before engaging in currency exchange or international transactions, consult with:

• Licensed financial advisors
• Tax professionals familiar with currency regulations
• Legal counsel for complex transactions
• Your bank or financial institution
• Regulatory authorities when required

8. Regulatory Compliance

Users are responsible for:

• Complying with local currency exchange regulations
• Understanding tax implications of currency transactions
• Reporting requirements in their jurisdiction
• Anti-money laundering obligations
• Know Your Customer (KYC) requirements

9. Service Availability

CurrencyFX Online services may be:

• Temporarily unavailable due to maintenance
• Subject to geographic restrictions
• Limited by technical constraints
• Affected by market conditions
• Modified or discontinued without notice

10. External Links

Our website may contain links to external sites. We:

• Do not control external website content
• Are not responsible for third-party privacy policies
• Disclaim liability for external site actions
• Do not endorse linked websites or services
• Recommend reviewing third-party terms and conditions

11. Updates to Disclaimer

This disclaimer may be updated periodically. Continued use of our services after changes constitutes acceptance of the updated disclaimer. Check this page regularly for the latest version.

12. Contact Information

For questions about this disclaimer, contact us: