Disclaimer

1. General Information Disclaimer

Smart Currency Live Rates provides currency exchange rate information and related financial data for informational purposes only. The information presented on this website should not be construed as financial advice, investment recommendations, or professional guidance for making financial decisions.

All currency exchange rates, market analysis, trends, and related financial information are provided "as is" without any warranties, express or implied. We make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information displayed on our platform.

2. Market Risk and Volatility Warning

Currency markets operate 24/7 and are influenced by numerous factors including but not limited to:

• Economic indicators and government policies
• Central bank decisions and monetary policies
• Political events and geopolitical tensions
• Market sentiment and speculation
• Natural disasters and global emergencies
• Trade agreements and international relations

These factors can cause significant and sudden changes in exchange rates, potentially resulting in substantial financial losses for individuals or businesses engaged in currency exchange transactions.

3. Data Accuracy and Timeliness

While Smart Currency Live Rates strives to provide accurate and up-to-date exchange rate information, we cannot guarantee the absolute accuracy or timeliness of the data presented. Exchange rates displayed on our platform may differ from rates offered by banks, financial institutions, or other currency exchange providers.

Factors that may affect data accuracy include:

• Network delays and technical interruptions
• Data source limitations and provider restrictions
• Market closures and holiday schedules
• System maintenance and updates
• Third-party API limitations and rate limits

4. No Financial Advice

Smart Currency Live Rates does not provide financial, investment, or trading advice. Our platform is designed solely to display currency exchange rate information and facilitate basic currency calculations. Users should not rely on our information as the sole basis for making financial decisions.

Before engaging in any currency exchange transactions or making financial decisions based on exchange rate information, users are strongly advised to:

• Consult with qualified financial advisors or professionals
• Conduct independent research and due diligence
• Verify exchange rates with multiple sources
• Consider their individual financial situation and risk tolerance
• Understand the terms and conditions of their chosen exchange provider

5. Third-Party Services and Links

Our website may contain links to third-party websites, services, or applications that are not owned or controlled by Smart Currency Live Rates. We do not endorse, recommend, or assume responsibility for the content, privacy policies, or practices of any third-party services.

Users access third-party services at their own risk and should review the terms of service and privacy policies of any third-party providers before engaging with their services.

6. Limitation of Liability

This limitation includes but is not limited to:

• Financial losses resulting from currency exchange transactions
• Damages caused by inaccurate or delayed exchange rate information
• Business interruptions or lost opportunities
• Technical failures or system downtime
• Data breaches or security incidents
• Actions or omissions of third-party service providers

7. Regulatory Compliance

Smart Currency Live Rates is not a licensed financial institution, money transmitter, or currency exchange provider. We do not facilitate actual currency exchange transactions or hold customer funds. Users are responsible for ensuring compliance with all applicable laws and regulations in their jurisdiction when engaging in currency exchange activities.

Different countries and regions may have specific regulations regarding currency exchange, foreign exchange controls, and financial reporting requirements. Users should consult with legal and financial professionals to understand their obligations.

8. Technology and System Limitations

Our platform relies on various technologies, data sources, and third-party services that may experience interruptions, failures, or limitations. We cannot guarantee continuous availability or uninterrupted access to our services.

Potential technical limitations include:

• Server downtime and maintenance periods
• Internet connectivity issues
• Browser compatibility problems
• Mobile device limitations
• API rate limits and restrictions

9. User Responsibilities

Users of Smart Currency Live Rates are responsible for:

• Verifying the accuracy of exchange rate information before making financial decisions
• Understanding the risks associated with currency exchange
• Complying with all applicable laws and regulations
• Protecting their personal and financial information
• Using our services in accordance with our Terms of Service
• Reporting any technical issues or concerns promptly

10. Changes to Disclaimer

Smart Currency Live Rates reserves the right to modify, update, or revise this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on our website. Users are encouraged to review this disclaimer periodically to stay informed of any updates.

Continued use of our services after any changes to this disclaimer constitutes acceptance of the revised terms.

11. Governing Law and Jurisdiction

This disclaimer shall be governed by and construed in accordance with the laws of the jurisdiction where Smart Currency Live Rates operates, without regard to conflict of law principles. Any disputes arising from or relating to this disclaimer shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.